Non-QM Loans
Non-qualified mortgages are given to borrowers who can’t meet the requirements for a traditional loan. These borrowers may have an unusual financial situation that makes getting a qualified mortgage difficult. They can also be an option for borrowers with bad credit.
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DSCR Loans
Debt Service Coverage Ration (DSCR) Loans are specifically geared toward investors. There is no need to verify income. You can finance up to 20 properties. Long-term and short-term rental properties can be included.
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Bank Statement Loans
Self-employed borrowers can have a hard time qualifying for a conventional loan. Entrepreneurs and independent contractors can obtain a home loan using this instead. Bank statement loans allow income verification based on at least one year of bank statements.
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Asset Depletion
Use your bank deposits, trust, stocks, bonds, mutual funds and/or retirement accounts to qualify.
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P&L and 1099 Loans
Work for yourself? You can use the profit and loss statements from your business (no bank statements needed). You can also qualify with most of your 1099 income.
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ITIN Loans
These loans are for people who do not have a Social Security number and do not have legal residency status in the U.S.
Want to See if You Qualify?
Fill out an application today!
Filling out an application is the same as applying for a mortgage. Criteria for approval varies by loan product. I will be in contact with those who fill out an application.