Understanding mortgage discount points can save you money. In this video, I explain what mortgage discount points are and how, when you understand them, it can save you money as a consumer. I'm Michelle Killmon, a mortgage broker in the Denver metro area. I'm licensed in the state of Colorado and I can also help with loans in Montana and Oklahoma. I provide mortgage education. Please follow my channel for new videos.

Unsecured debt is rising in America. Learn what unsecured debt it and how it can effect your home purchasing power. I am a mortgage broker in Colorado and can answer any questions you might have about the home purchasing process.

There are a few things that come out of pocket before you close on a home. In this video, I discuss the things you pay for, out of pocket, when purchasing a home. I am a mortgage broker in Colorado and can answer any questions you might have about the home purchasing process.

Assumable mortgages can make sense in an environment where the current interest rate is higher than the seller's mortgage rate. In this video, I explain what an assumable mortgage is, what the benefits of an assumable mortgage are, what the disadvantages of an assumable mortgage are and what types of loans offer assumable mortgages. Please comment or message me if you have any questions!

Assumable mortgages can make sense in an environment where the current interest rate is higher than the seller's mortgage rate. In this video, I explain what an assumable mortgage is, what the benefits of an assumable mortgage are, what the disadvantages of an assumable mortgage are and what types of loans offer assumable mortgages. Please comment or message me if you have any questions!

How to Lower Your Interest Rate and Save Money on Your Mortgage payment - Did you purchase a home with a FHA or VA loan? Is your interest rate 6.5% or higher? I may be able to help you lower your interest rate permanently and save money every month on your mortgage payment.

If you have owned a home for a while and need access to some of your equity, a cash out refinance can make sense. In this video, I explain 3 ways a cash out refinance makes sense.

1031 Exchanges for Real Estate Investors or Those Wanting to Become One

Learn what a 1031 exchange is, how it benefits investors and the rules to avoiding those capital gains taxes

How to Buy a Home Before You Sell Your Current One

Learn how to buy before you sell without a bridge loan or contingent offer. Please contact me to learn more about using this program.

Minimum Down Payment Required to Purchase a Home

Are you looking to purchase a home? Even if you are not looking to purchase in Colorado, Oklahoma or Montana, this video will help you learn what minimum down payment is required and also the maximum seller concession you can get on each type of loan transaction.

10 Things to Avoid When Purchasing a Home

Whether or not you are looking to buy a home in Colorado, this advice can help you as you go on the journey of purchasing a home.